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Questions We Help You Answer
Is this damage covered by my policy?
Will filing affect my premiums?
Is the damage worth more than my deductible?
What documentation do I need?
How long will the process take?
Should I get contractor estimates first?
What You Get
Coverage Analysis
Upload your policy and we'll help you understand what's covered, what's excluded, and your deductible structure.
Damage Value Estimation
Get a preliminary estimate of your damage value using our AI-powered assessment tools and 300,000+ construction codes.
Claim Viability Score
Our AI analyzes your situation and provides a viability score to help you decide if filing makes financial sense.
Expert AI Consultation
Chat with Alan, our AI assistant, to get answers about your specific situation and coverage questions.
Historical Claim Data
See how similar claims have been handled and what settlements others have received for comparable damage.
Decision Support
Get a clear recommendation on whether to file, with pros and cons specific to your situation.
When to File vs. When to Wait
Consider Filing If...
- Damage exceeds your deductible significantly
- You have documentation of the damage
- The damage type is clearly covered
- You haven't filed recent claims
- Repairs are urgent for safety
Consider Waiting If...
- Damage is close to or below deductible
- You've filed multiple recent claims
- Coverage is unclear or disputed
- Premium increase would exceed payout
- Damage is cosmetic only
Claim Review Service
$149
One-time comprehensive claim viability assessment with expert analysis
What's Included:
- Complete policy coverage analysis
- Preliminary damage value estimation
- Claim viability score with justification
- Premium impact analysis
- Clear recommendation: File or Wait
- 30-day email support for questions
Save thousands by making the right decision the first time
Why Trust Our Assessment?
20+
Years of Adjuster Experience
10k+
Claims Evaluated
304k+
Construction Codes
5 min
To Get Your Assessment
We've helped thousands of families decide whether filing makes sense—we'll give you the same honest advice.
Honest recommendations
30-day support included
24/7 AI assistance