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Understanding Condo Insurance
Know what's covered by your policy vs. the HOA master policy
What HO-6 Covers
- Interior walls, floors, ceilings
- Personal property
- Fixtures & improvements
- Loss assessment coverage
- Additional living expenses
What Master Policy Covers
- Building exterior
- Common areas
- Shared systems (HVAC, plumbing)
- Roof & foundation
- Hallways & lobbies
Choose Your Path
From DIY guidance to full-service filing
DIY Basic
Self-guided condo claim filing
$39/month
- 50 Alan AI tokens/day
- HO-6 policy guidance
- PDF claim download
- HOA coordination tips
Most Popular
DIY Pro
Enhanced tools for complex condo claims
$59/month
- 100 Alan AI tokens/day
- Priority support
- Loss assessment coverage help
- Master policy analysis
Professional Filing
We handle your condo claim
$299one-time
- Expert HO-6 claim filing
- HOA liaison support
- 24-48 hour turnaround
- Dedicated specialist
How We Help Condo Owners
Unit vs. Master Policy
Understand what your HO-6 policy covers vs. what the HOA master policy covers.
HOA Coordination
Guidance on working with your HOA and their insurance when damage affects common areas.
Interior Documentation
Comprehensive tools to document walls-in damage, fixtures, and personal property.
Common Condo Claims We Handle
Water Damage from Upstairs UnitPipe BurstHVAC FailureFire & Smoke DamageStorm DamageTheft & VandalismLoss AssessmentMold DamageAppliance FailureCeiling Collapse
Trusted by Condo Owners Nationwide
Ready to File Your Condo Claim?
Don't let the complexity of HO-6 policies and HOA coordination slow you down. We'll guide you through every step.